Coming Q3 2026
AI Underwriter
Drop in an address. Get a full underwriting report in 30 seconds. Powered by Writey Est.โ„ข and your saved comp data.
Underwrite 4827 Oakwood Dr, Royal Oak MI. Fix and flip, budget $30K repairs.
Writey AI Analysis โ€” 4827 Oakwood Dr
๐Ÿ“Š Writey Est.: $387,400 (94.2% confidence)
๐Ÿ  ARV: $433,900 (post-rehab, based on 3 approved comps)
๐Ÿ’ฐ MAO (70% rule): $273,730
๐Ÿ“‰ Anchor Range: $259,000 โ€“ $282,000
โฑ๏ธ Est. Hold Time: 4.2 months
๐Ÿ“ˆ Projected Profit: $68,170 (17.7% ROI)
โš ๏ธ Risk Flag: Comp #4 is in flood zone AE โ€” verify insurance costs. Subject is Zone X (clear).
โœ… Recommendation: Strong flip candidate. Offer at $265K for optimal margin.
What if I hold as a rental instead?
Rental Scenario โ€” Buy & Hold
๐Ÿ  Purchase: $265,000 (your offer)
๐Ÿ’ต Est. Rent: $2,450/mo
๐Ÿ“‹ PITI/M: $1,890 (20% down, 6.42%)
๐Ÿ’ฐ Cash Flow: +$560/mo after repairs
๐Ÿ“ˆ Cap Rate: 8.1%
๐Ÿ”„ Cash-on-Cash: 11.4%
โœ… Exceeds all buy-hold thresholds. Strong rental market โ€” 4.2% rent growth YoY.
What AI Underwriter will do
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Conversational Underwriting
Ask questions in plain English. Get instant analysis with numbers, risk flags, and recommendations.
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Apply Your Formulas
Uses your saved calculation formulas to auto-generate MAO, anchor range, and profit projections.
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Risk Detection
Flags flood zones, high DOM, price drops, zoning issues, and comps that weaken your position.
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Learns From You
Gets smarter with every comp you approve. Your approval data trains the model to match your investment criteria.
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Auto-Pull Comps
AI selects the best comps from your search area, explains why each was chosen, and flags outliers.
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One-Click to Slack
Generate a complete underwriting brief and send it to your sales team channel in one click.
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Scenario Modeling
Ask "what if" questions โ€” flip vs hold, different repair budgets, rate changes โ€” and get instant recalculations.
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PDF Reports
Export branded underwriting reports for lenders, partners, and your own records.
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Early access users get 30 days free.